Terms and Conditions

Introduction

Welcome to KozySL Wealth. These Terms and Conditions govern your use of our website and services. By accessing or using our website and services, you agree to be bound by these Terms. If you do not agree with any part of these Terms, please do not use our services.

Use of Cookies

Our website uses cookies to enhance your browsing experience. By using our website, you consent to our use of cookies in accordance with our Privacy Policy. Cookies help us understand how you interact with our site and allow us to improve our services.

Governing Law

These Terms and Conditions are governed by and construed in accordance with the laws of Canada. Any disputes arising out of or relating to these Terms shall be subject to the exclusive jurisdiction of the courts of Canada.

Intellectual Property Rights

Unless otherwise stated, KozySL Wealth and/or its licensors own the intellectual property rights for all material on this website. All intellectual property rights are reserved. You may access this material for your own personal use subject to restrictions set in these Terms.

You must not:

• Republish material from this website
• Sell, rent, or sub-license material from this website
• Reproduce, duplicate, or copy material from this website
• Redistribute content from this website

User Comments

Certain parts of this website may offer the opportunity for users to post and exchange opinions and information. KozySL Wealth does not filter, edit, publish, or review comments prior to their presence on the website. Comments do not reflect the views of KozySL Wealth.

By posting comments, you warrant and represent that:

• You are entitled to post the comments and have all necessary licenses and consents
• The comments do not infringe any intellectual property right of any third party
• The comments do not contain any defamatory, libelous, offensive, or unlawful material
• The comments will not be used to solicit or promote business or unlawful activity

Hyperlinking to Our Content

The following organizations may link to our website without prior written approval: government agencies, search engines, news organizations, and online directory distributors. We may consider and approve other link requests from organizations at our discretion.

Link Removal Requests

If you find any link on our website that is offensive or objectionable, you may contact us at any time. We will consider requests to remove links, but we are not obligated to do so or to respond to you directly.

Content Liability

We shall not be held responsible for any content that appears on your website or any third-party website. You agree to protect and defend us against all claims that arise from content on your website or arise from your use of our services.

Disclaimer

To the maximum extent permitted by applicable law, we exclude all representations, warranties, and conditions relating to our website and the use of this website. Nothing in this disclaimer will:

• Limit or exclude our or your liability for death or personal injury
• Limit or exclude our or your liability for fraud or fraudulent misrepresentation
• Limit any of our or your liabilities in any way that is not permitted under applicable law

Educational Services Disclaimer

KozySL Wealth provides financial education services only. We are not licensed financial advisors, and our services do not constitute professional investment advice, tax advice, or legal counsel. You should consult with qualified professionals for advice specific to your situation.

Contact Us

If you have any questions about these Terms and Conditions, please contact us at: kozyslwealth@gmail.com